Page 13 - Venafi - 2021 Benefit Guide - CA
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dental plan




        Cigna is the carrier for our                                                                      PPO PLAN - TOTAL CIGNA DPPO NETWORK
                                                                                                                       In-Network
        dental plan.                                                   Annual Deductible                            $50 per individual
                                                                       January 1 - December 31                       $150 per family
        Visit mycigna.com to find a network provider.                  Annual Maximum
                                                                       January 1 - December 31                     $2,000 per individual
        Predetermination
                                                                       Waiting Period                                    None
        Cigna recommends that you have your dentist
        submit a request for a pre-treatment estimate                  Preventive Services
                                                                       Cleanings, routine exams,      Plan pays 100% of covered services, Deductible Waived
        for services in excess of $250. This often applies             fluoride, and x-rays
        to services such as: crowns, bridges, inlays and               Basic Services
                                                                       Fillings, extractions, oral
        periodontics. When your dentist suggests                       surgery, endodontics, and                     You pay 20% AD
                                                                       periodontics
        treatment, have him or her send an updated
                                                                       Major Services
        claim form along with the proposed treatment                   Crowns, bridges, dentures,                    You pay 50% AD
                                                                       and implants, TMJ
        plan to Cigna. A pre-treament estimate will be
                                                                       Orthodontic Services
        sent to you and the dentist detailing an estimate              Children and Adults                         Plan pays up to 50%
        of what services CIGNA will cover and at what
                                                                       Orthodontic Lifetime                         $1,500 per member
        payment level.                                                 Maximum

                                                               AD: After Deductible
                                                               Benefits are paid for out-of-network providers. However, deductibles, out-of-pocket maximums and coinsurance can be up to
                                                               two times the in-network levels. Additionally, members will likely be balance-billed for any gap between what the plan pays
                                                               for in-network providers and what an out-of-network provider charges. Please refer to plan documents in UltiPro for out-of-
                                                               network information.
















        This information is designed to help you choose a benefit plan for 2021 only. Please refer to the Plan Documents provided by the carrier for information regarding coverage, limitations and exclusions.   10
        If there is a difference between this guide and the Plan Documents, the Plan Documents prevail.
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