Can I buy additional accident protection?How will I pay my bills if I'm hospitalized?
Plan Options: Accident & Critical Illness Plans
Goodwill Industries of Kansas offers additional voluntary benefits through Allstate to support employees through life’s challenges. These plans are designed to help you and your family manage the financial impact of a serious accident or illness. They are not major medical insurance; instead, they provide cash benefits that go directly to you, which can be used for everyday living expenses.
Accident Insurance pays cash directly to you if you’re in an accident off the job. It covers treatments at the emergency room, urgent care, or your doctor’s office due to the accident.
Critical Illness Insurance pays cash directly to you if you’re diagnosed with a covered illness like a heart attack, stroke, end-stage renal failure, major organ transplant, or coronary artery bypass surgery.
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Accident Insurance
Most major medical insurance plans only pay a portion of the bills. Our coverage can help pick up where other insurance leaves off and provide cash to help cover the expenses. With Accident insurance from Allstate Benefits, you can gain the advantage of financial support, thanks to the cash benefits paid directly to you. You also gain the financial empowerment to seek the treatment needed to be on the mend.
Benefits are subject to maximums as listed on the full marketing materials from Allstate. Below are a
few examples of benefits offered on this plan:
Base Policy Benefits:
Initial Hospital Confinement (Pays once/year)
Plan 1: $1,000 Plan 2: $1,500
Daily Hospital Confinement (Pays daily)
Plan 1: $200 Plan 2: $300
Intensive Care (Pays daily)
Plan 1: $400 Plan 2: $600
Rider Benefits Plan — Accident Treatment and Urgent Care Rider:
Ambulance Ground
Plan 1: $200 Plan 2: $300
Ambulance Air
Plan 1: $600 Plan 2: $900
Accident Physician’s Treatment
Plan 1: $100 Plan 2: $150
X-Ray
Plan 1: $200 Plan 2: $300
Urgent Care
Plan 1: $100 Plan 2: $150
Dislocation or Fracture Rider
Plan 1: Up to $4,000 Plan 2: Up to $6,000
Emergency Room Services Rider
Plan 1: $200 Plan 2: $300
See the 2024–2025 Employee Benefit guide for Accident Insurance rates.
Critical Illness Insurance
Protection when faced with a critical illness diagnosis and you need treatment. No one is ever really prepared for a life-altering critical illness diagnosis. The whirlwind of appointments, tests, treatments, and medications can add to your stress levels. With Critical Illness insurance from Allstate Benefits, you can gain the advantage of financial support, thanks to the cash benefits paid directly to you. You also gain the financial empowerment to seek the treatment needed to be on the mend.
Benefits are subject to maximums as listed on the full marketing materials from Allstate. Below are a
few examples of benefits offered on this plan:
Initial Critical Illness Benefits:
Heart Attack (100%)
Plan 1: $10,000 Plan 2: $20,000
Stroke (100%)
Plan 1: $10,000 Plan 2: $20,000
End Stage Renal Failure (100%)
Plan 1: $10,000 Plan 2: $20,000
Major Organ Transplant (100%)
Plan 1: $10,000 Plan 2: $20,000
Invasive Cancer (100%)
Plan 1: $10,000 Plan 2: $20,000
Coronary Artery Bypass Surgery (25%)
Plan 1: $2,500 Plan 2: $5,000
Carcinoma in Situ (25%)
Plan 1: $2,500 Plan 2: $5,000
Waiver of Premium
Plan 1: Yes Plan 2: Yes
Reoccurance of Critical Illness Benefits:
Initial Critical Illness (Same amount as Initial Benefit)
Plan 1: Yes Plan 2: Yes
Cancer Critical Illness (Same amount as Initial Benefit)
Plan 1: Yes Plan 2: Yes
See the 2024–2025 Employee Benefit guide for Accident Insurance rates.
This information is designed to help you choose a benefit plan for 2024–2025 only. Please refer to the Plan Documents provided by the carrier for information regarding coverage, limitations, and exclusions. If there is a difference between this guide and the Plan Documents, the Plan Documents prevail.