You may purchase spouse coverage in increments of $5,000, not to exceed 50% of the employee elected amount, up to a maximum of $250,000. $30,000 is available without having to provide proof of good health once newly eligible. Benefits reduce beginning at age 65.
Coverage for unmarried dependent children is available from 14 days old up to age 19, or 25 if a full-time student, subject to eligibility requirements. Coverage for infants from 14 days old up to 6 months is $250, and $10,000 of coverage is available for child(ren) from 6 months up to age 25 and can be purchased in increments of $2,000. Coverage is inclusive for all children. This means that if you have one child or many children, you pay one flat amount and each child is covered individually for the coverage amount.
See enrollment system for Voluntary Life Insurance rates.