* Pre-existing Condition Limits: Pre-existing conditions include bodily injury, sickness, mental illness, pregnancy, and substance abuse. Lincoln reserves the right to review medical records up to 3 months prior to your effective date to evaluate pre-existing conditions upon filing a claim.
This information is designed to help you choose a benefit plan for 2022 only. Please refer to the Plan Documents provided by the carrier for information regarding coverage, limitations, and exclusions. If there is a difference between this guide and the Plan Documents, the Plan Documents prevail.