Who pays for this coverage?Is Maternity Leave covered?What percent of my earnings will I receive?
Plan Options: Short-term Disability, Parental Leave, and Long-term Disability
Disability insurance can help to replace a portion of your income when you are unable to work. For many people, unplanned time away from work can make it difficult to manage household costs. If you are unable to work due to a covered injury, illness, or even childbirth, Disability Insurance can provide an ongoing benefit to help keep your finances stable. These benefits are offered to full-time employees.
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Disability Insurance
Short-term Disability
Benefits Begin
You must be employed for 6 months before this benefit begins.
Weekly Benefit
You are eligible for 60% of weekly earnings.
Elimination Period
This the number of days that pass between your first day of a covered disability and the day you can begin to receive your disability benefits. Your benefits begin after you become disabled (illness or injury) for 2 weeks.
Benefit Duration
The maximum number of weeks you can receive benefits while you’re disabled. You have a 13 week benefit duration.
This benefit is provided through UNUM and MarketStar pays 100% of the premium.
Parental Leave
Eligible employees receive up to 100% paid parental pay for up to 12 weeks. Employees must have been employed 12 months or longer to be eligible.
Long-term Disability
Monthly Benefit
Eligible employees are covered for 60% of your monthly income, up to a maximum payment of $15,000. The monthly benefit may be reduced or offset by other sources of income.
Elimination Period
Your elimination period is 90 days. This is the number of days that must pass after a covered accident or illness before you can begin to receive benefits. Benefits begin on the 91st day of disability.
Benefit Duration
This is the maximum length of time you can receive benefits while you’re disabled. You can receive benefits up to the Social Security Normal Retirement Age.
This benefit is provided through UNUM and MarketStar pays 100% of the premium.
