Plan Options: Accident Insurance, Hospital Indemnity Insurance, and Critical Illness Insurance
SimpleNexus offers these additional voluntary benefits through Guardian to help you navigate life’s challenges. Guardian’s goal is to help you and your family cope with and recover from the financial stress of a serious accident or illness. These plans are not major medical insurance; they are insurance for daily living and pay cash directly to you to help with daily living expenses.

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This plan pays towards injury-related ER visits, hospitalizations, follow-up visits, physical therapy, and coverage for off-the-job accidents.

Provides a $50 annual wellness benefit for completing certain routine wellness screenings or procedures for each covered member.

Pays injury benefits from $25 to $25,000

Includes accidental death benefit of up to $25,000.

See the online enrollment system for Voluntary Accident Insurance rates.

Benefits are paid directly to you when you need it most and can be used however you choose to help pay for out-of-pocket medical expenses like co-pays and deductibles or for non-medical expenses.

Covers sickness and injury

Provides a $1,500 hospital admission benefit (to a max of 1 admission per year, per insured)

Daily hospital confinement benefit of $200 (to a max of 15 days per year, per insured)

Guaranteed acceptance for New Hires only

See the online enrollment system for Voluntary Hospital Indemnity rates.

Benefits are paid directly to you as cash benefits that correspond with a variety of covered illness, such as: cancer, vascular conditions, neurological conditions, comas, and more.

Choose: Benefits to protect yourself and any covered family members, if diagnosed with a covered critical illness.

Use: If you or another covered member are diagnosed with a covered illness.

Claim: Go online and file a claim. The cash benefits are paid to you, to use however you wish.

See the online enrollment system for Voluntary Critical Illness rates.